Chufu
Platinum Stadia Guide
Platinum Stadia Guide

There are only two possibilities here: Either the bank somehow got your refund, so maybe you can contact the parent bank to check or alternatively you would receive an email at some point that your refund was not successful and to ask you for an alternate payment method.

There's still time until the Stadia shutdown (Jan 18, 2023), so you could just wait a bit longer.

Otherwise you could also contact the Stadia team, but not sure if they can be of any assistance at the moment if it comes down still to just waiting a bit longer.

But these are all options available.

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